The full retirement age for Social Security – the age in which you get 100% of the program's benefits – has risen over recent years.

Choosing when to start your Social Security benefits can significantly impact your financial future. Understanding the nuances of full retirement age and the effects of early or delayed claiming is crucial.

The full retirement age to collect Social Security benefits has once again shifted, meaning Americans born in 1960 who want to receive full benefits will have to keep working until they reach 67 years old.